| Bad Credit Card Offers with Best APR's |
| Tag-line | Best for Purchases 0% intro APR for 6 month | 0% APR Balance Transfers Card to build Credit in 6 month | 0% APR on Purchases to Save when Shopping | Get Instant Approval! Low 9.9% APR on purchases |
| Card Image |  |  |  |  |
| Card Name | Orchard Bank Classic MasterCard | Orchard Bank Premium 2% Cash Back Visa Card | Platinum | Gold MasterCard®/Visa |
| Bank Name | Orchard Bank | Orchard Bank | Capital One® | First PREMIER Bank |
Credit Rating Required | Bad / No | Bad / No | Needs some improvement | Bad / No |
| Card Type | Unsecured | Unsecured | Unsecured | Unsecured |
| Card Finance & Rates |
Intro APR on Purchases | 0% | 0% | 0% | n/a |
Intro APR on Balance Transfer | n/a | 0% | n/a | n/a |
Ongoing APR on Purchases | 14.9% | 14.9% | 8.4% | 9.9% |
Ongoing APR on Balance Transfer | n/a | 14.9% | 8.4% | n/a |
| Setup Fee | $49 | $0-$48 | $0 | $29 |
| Annual Fee | $49 | $0-$79 | $39 | $48 |
Late Payment Fee | $30 | $30 | $15-$39 | $29 |
| YOUR Options | Online application from the bank | Online application from the bank | Online application from the bank | Online application from the bank |
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